Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing and using Swift-Ramp ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

2. Description of Service

Swift-Ramp provides a cryptocurrency exchange platform that allows users to purchase cryptocurrency using fiat currency. The Service acts as an intermediary between users and third-party payment processors.

3. Eligibility

You must meet the following requirements to use our Service:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding contracts
  • Not be located in a jurisdiction where cryptocurrency exchanges are prohibited
  • Comply with all applicable laws and regulations in your jurisdiction

4. User Responsibilities

As a user of Swift-Ramp, you agree to:

  • Provide accurate and complete information during transactions
  • Maintain the security of your wallet addresses
  • Be solely responsible for all transactions made through the Service
  • Not use the Service for any illegal or unauthorized purpose
  • Comply with all applicable laws regarding online conduct and acceptable content

5. Transaction Processing

All cryptocurrency purchases are processed through our third-party payment gateway partner, Ramp Network. Transactions are subject to their terms and conditions, verification requirements, and processing times. Swift-Ramp is not responsible for delays or issues arising from the payment processor.

6. Fees and Pricing

Exchange rates and fees are displayed before each transaction. Rates are subject to market fluctuations and may change without notice. The final amount charged may differ slightly from the quoted amount due to real-time market conditions. All fees are clearly disclosed before transaction confirmation.

7. Refunds and Cancellations

Due to the nature of cryptocurrency transactions:

  • All sales are final once cryptocurrency has been transferred to your wallet
  • Refunds may only be issued if cryptocurrency was not delivered due to technical issues on our end
  • Transactions cannot be cancelled once blockchain confirmation has begun
  • You are responsible for ensuring wallet address accuracy before confirming transactions

8. Limitation of Liability

Swift-Ramp shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service. This includes but is not limited to cryptocurrency price volatility, lost profits, or loss of cryptocurrency due to incorrect wallet addresses.

9. Security

While we implement industry-standard security measures, you acknowledge that no method of transmission over the internet is 100% secure. You are responsible for maintaining the confidentiality of your wallet addresses and private keys.

10. Prohibited Activities

You may not use the Service to:

  • Engage in money laundering or terrorist financing
  • Purchase cryptocurrency for illegal activities
  • Violate any applicable laws or regulations
  • Impersonate any person or entity
  • Interfere with or disrupt the Service or servers

11. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes by updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the modified terms.

12. Termination

We reserve the right to terminate or suspend access to the Service immediately, without prior notice, for any reason, including but not limited to breach of these Terms of Service.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Swift-Ramp operates, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at [email protected]

Important Notice:By using Swift-Ramp, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Cryptocurrency investments carry risk, and you should only invest what you can afford to lose.